I'm more considering opening up the opportunity to some friends and then I in turn can use some of my equity toward another acquisition, or to pay down other debt on my other properties or my portion of that ARM.  

But other people have become motivated buyers and rationalize their actions based on speculative future double digit price appreciation.

Many of my remote clients prefer working digitally over being in the same area: No travel time, ease of access etc.

Normally its ARM qualification rates: 3/1, 5/1,  7/1, 10/1 arm. 

I barely managed to get som 5/1 ARM on 60% LTV on a single family.

I've found some properties that could net double digit Cash on Cash ROI, using just rule of thumb tests, but I still wonder if that's enough.

We decided to do 3 separate loans for best terms but it was a lot of work. 3.76% on 3/1 hybrid arm no balloon though.

We didn't buy it with renting it out in mind, but since we've already got it, we're giving it a shot.We bought it ~ a year ago for $179k, with a $120k 5/5 ARM currently at 2.75%.

If a transaction doesn't meet the "arm's length" test, it probably should not be engaged in.  

Once you start getting into the double digits of rentals, get into a pattern of how you like your places to be.