If you have the income and credit, maybe you can sign on for the loan and someone else provides the down payment?

Thanks for your insight.BenThere is no.market for this in Canada as far as I'm aware of, particularly since the default rate is so low (<0.5%).

The HOA told me that though that's a bit low, they will allow it as long as I use area rugs so that 80% of the unit is covered by rugs or carpet (I have carpet in the bedrooms).  

In many instances like this one - by the time it gets investigated damage is already done I love these articles not for the fact investors are getting abused.. but the statements about lavish lifestyle  fancy dinners etc etc.. every single white collar litigation or criminal complaint has that exact same language.. and now you know why the Mafia guys just lived in some plain Jane home and maybe drove a caddy and ate at a low end restaurant LOL.  

Additionally, so far the economy has shown pretty strong resilience, with historically low unemployment rates.

Nevada is landlord friendly, low property taxes, and close to CA.

Prices soften a little....but no where close enough to offset increased borrowing costs.There are basically two logical flaws that lead people to the conclusion that rising rates equates to equally low prices.1) They assume that other investors have the same borrowing costs that they do.

I have a great product where we give you a set line to work with for multiple projects, this way you don't have to keep getting credit pulled and showing assets for each project, the line is good for 12 months. 

I don’t mind having equity in my properties, but I would like to keep the equity values as low as I can so I can deplore more capital into other projects.

Too low and I pass.