I have no alternative but to use him in the event of a night call or an emergency for this angry tenant.

Everything left over in that other account either is auto transferred once per week (predetermined amount for automation) into my Emergency Savings (same bank again for reason mentioned), auto transferred to my Ally online savings (only for their bucket system which i use for sinking funds), and the remaining amount that doesn’t get transferred is my next real estate investment plus the CapEx/Vacancy.

In an emergency situation, it is best to have at least several months of accommodations taken care of.

I think interest rate is always important, but as you get more sophisticated, other factors emerge.

In the future, walk by the door with someone and you hear water running, or a baby crying and do 'emergency wellness' inspection. 

Hey Jake, instead of thinking of this neighborhood as "the hood", you should look at this area as an emerging market.

@Andrew BettsI only invest in “emerging markets”

2 weeks for a non-emergency (inconvenience only) repairs is not out of the question.

I have ~$50K for down payment and adequate emergency savings.

Do you see other areas starting to emerge?