Is it just a matter of how much risk I’m willing to accept?

There are some wholesalers who will let you know that the seller will accept financing, but it is dependent on how active your market is and how active the off-market activity is.

If I’m a seller and have a bunch of offers, with one being cash, I would do everything I could to negotiate the cash buyer to a price I am willing to accept.

Don't forget about being able to accept the Gov't travel card and that the logding portion of the per diem decreases after 30 days of tdy (and again at 90 and 180???).

However, in some cases tenants will not see reason and will not accept responsibility for their actions.

A “renter’s choice” city ordinance — requiring landlords to accept renters’ insurance and other alternatives to a cash security deposit — passed last week by Cincinnati City Council was featured in a weekend article by the Wall Street Journal’s Will Parker (paywall).

I put down 37k and I am going to get about 28k back if I accept the offer.

There are usually a number of factors that can play into when you should list your property; ie. location matters, as some states or cities have in recent years put in place laws which dictate that you must accept the first qualified tenant that you find, whereas in other states/cities you might have more flexibility.

The rest is just ego, pride, desire for social acceptance, image and need for admiration.

Finally, it’s pretty well accepted that jobs and population growth go hand-in-hand.