Ive said this house needs a second bath right from the start and have gotten nowhere(even the realtor said it needed one), the biggest problem I see in this scenario  is that I really wanted and needed someone who has done many of these with the mindset of the investor/REIA  to walk me through, not my dear hubby who although very talented in what he is capable of doing isn't very good at organization, timeliness, of follow through, therefore he has now quit on me and Im stuck trying to learn AND figure this out and not lose my shirt in the process.I had my realtor walk through the job with me and try and help refocus me but I really even need the financial piece played out at this point .

@Joe G.I am not in anyway, shape or form benefit financially from this company, but when I was looking for a lender for my rental, I went back to the lender for my primary residence (Caliber Home Loans). 

When I said paying my self rent I was more or less referring to a little help supporting my business financially if needed.

I know this is a personal decision, but do you think it is a good financial decision to hold on to it until it is paid off so that we can use that money towards paying off our current house?

@Shiloh Lundahl  is being kind.this is going to be near impossible in an owner occ situation. and 100%that's the great thing about VA.you need to just get your financial house in order..

In college I majored in Computer Science which is the field I now work in.Career, family and financial security were always my top priority and there was not a lot of talk about REI back then... so fixing and flipping remained just a dream.

If we ask, we can get a feel of the homeowner's financial situation (what they may owe on the house).

4) what obligation do i have to fix it? 

Young lady your that much closer to financial freedom.

The financials are tremendous, unfortunately so is the management. https://www.biggerpockets.com/forums/52/topics/491641-nearing-1-000-college-student-tenants-heres-what-ive-learned