Are there any gap funding companies in Arizona?

[Thomas Marshall]

Hi all,

I’m sorry if I seem a little novice but I’m still learning, so bear with me...

So I've been trying to secure a house in a new build community, that I cannot get qualified to use my VA eligibility for, in the time between now and when we have to move out of our leased house. I found a hard money lender, that lends on owner occupied homes and also a bridge loan lender that will lend for 12mos (high interest and all) but both companies require a significant down payment (35% hard money and 25% bridge loan). To avoid moving my large family more than once, I want to know if there are any 2nd/jr lien lenders -OR - investor/venturers that would like to invest in the down payment requirement, in exchange for part equity ownership as a passive investment?

In my head it all makes sense, but I may not be saying it right, so sorry if that was confusing. 

Ultimately, my goal is to secure the house, so that we can move there once we close and refi into the VA mortgage once my score improves.

Any suggestions on how I can possibly get this done as soon as possible? Is this a thing? 

Thanks!!

Tom