Many sellers asking ridiculously high prices to see who will bite.

Operational Efficiency: What are the most effective operational practices you've implemented that have streamlined operations and reduced overhead costs?

The money comes from the HOA dues, but if the company mismanages the funds or has high overage and people not paying, the money in the account is soft which will make it harder for lenders to lend there.

I highly recommend him.

Hello everyone, I'm new to wholesaling real estate and looking for advice on how to approach homeowners effectively.

@George Baal I would recommend taking out the HELOC to start but given the high variable interest rate, I would then consolidate that debt into a better financial vehicle.

Insurance is highly specified to the situation, individual, property, etc. 

I'd stick with high quality.  

Cost for real estate here is high, I’m sure there are deals to be found in and around the area.

What has also been successful is creating a list for likely foreclosure homeowners like high LTV or no equity lists and marketing to them