Most lenders on commercial like to stay under 70% LTV combined but some banks are more aggressive.

I LOVE SEO, not playing with leads.

I just do not believe in spending so much  money on ads when way better leads are simply free.Get a website, work on SEO, work on your credibility and get a ton of free leads.I do not reach 120K people a week.

@Michael Goldsmith, I'd bump repairs and CapEx to 15% combined.

Theres literally hundreds, if not thousands, of potential combinations of codes that could easily be over looked and really turn and bite you later.

@Trevor Cox, I use 15% combined for repairs and CapEx (bump up for less expensive properties, may be able to lower for more expensive).8% for vacancy.

I use 8%.CapEx and Repairs, 15% combined would make me more comfortable.You don't have management accounted for (10-12%).

I think our issue might have been a combination of timing and how we're managing the single property I have. 

SEO is the undisputed champion when it comes to lead gen.Period, the end!

Here’s some details on the property:Property: Commercial Property (Shopping Center)Combined Rents: $26,000Combined CAM: $1800Loans: Property has a loan of $1.2mil with a prepayment penalty of roughly $700kANY AND ALL advice would be great.