One way is to join your state apartment association which will generally provide a sample lease for members.

If somebody gets seriously injured... everybody associated with the property will be sued and your pockets are deeper than your tenants so you will be the target, regardless of what you try to put into the lease.

There's a couple active meetups.http://www.meetup.com/Real-Estate-Investors-Associ...http://www.meetup.com/Wichita-Real-Estate-Investor...http://www.meetup.com/Wichita-Real-Estate-Investin...I have not been to the last one I posted however try to attend the first two.

I also learned of the Central Indiana Real Estate Investors Association.

While the condo association handles some things like exterior maintenance, it is often done at a high cost.

Having the higher payment associated with the commercial loan will make that more difficult to reach.If the numbers do not work with a commercial loan or if you don't have time to get everything in place you can get the loan in your name.

There's a 33% non compliance within this association (ie. owners in arrears for several thousand, absentee owners, actual residents not paying dues).

REIA NYC General Meeting and Relaunch Networking Celebration-   https://goo.gl/A3rkaYMonetize Your Passion & Real Estate Business Building Workshop- https://goo.gl/3WXrgdThe Strongbrook Real Estate Blueprint for Brokers and Agents ( You don't have to be a broker or agent to attend) - https://goo.gl/Is8EODJust an FYI - becoming a member of a real estate club or association is the single most beneficial step you can make to insure your success!

In order to show that the loan is made on an individual basis, that lender/borrower must show a personal relationship, being introduced through other friends, family, business associates if they don't have a personal relationship.

Rent to own, lease option, etc.Attend a local REIA (Real Estate Investor Association) meeting in your area.