I searched online but I wasn't able to locate the part of the Fla.

Your local market may be different but here are a few rules of thumb1) Investor financing is tough for any situation.2) Cash out refinancing is not available. 3) Refinancing will take some seasoning, perhaps a year.

I'm considering using an online rent payment system for collection of rents.

God forbids, but if real estate dropped 30% shortly after you refinanced your loans, you'd be left with two underwater mortgages instead of one paid-off rental.

Use of your own vendors or ours (contractors, handymen)...Accounting reports, which format, how frequently updated, available online, quicken, quickbooks, excel?

Then walked my dog and spent rest of day online and did a few calls to friends.

Hey James, here's how I create my yellow letters.I hand write an original letter on lined white paper and then take it to the local printer and have them print it out onto 20 lb canary yellow paper.

The numbers involve meet my investment criteria but for refinancing purposes down the road I want to take all of these attached townhouses and "convert" to one multifamily property so that I have 10 "units" instead of 10 single family homes.

@Ryan M. read online that AFCI breaker are very sensitive and sometimes false positives.

If you google MPI, they have some pretty bad reviews online.