But I can tell you at least from this crew they were not good peeps just sleazy all about them how much can i make older Americans are idiots etc etc. 

In the present context whereby its seems American leadership is trying to devaluate the US currency, it will add you some extra points on your RE investment. 

. ;) Not all of us fit into the "arrogant American" stereotype!

Look into the American Dream mortgage loan from US Bank. 

An amazing resource if you can translate all the American jargon to our Canadian systems.

@Kyle Keller American Financial Resources or find a broker approved with them in your state

I admire the way Americans do business.

I like Accuplan (American Estate and Trust).  

Refinancing would be great but remember,you want a lender with no points and no junk fees.Do some research before you commit to a lender.New American Funding and the like offer deals like this and you'll be glad you did.Ask about paying points for the sole purpose of buying down the interest rate,not to give them unnecessary profits.

Also to Roy's point, the content is very american and you will have to read a bit between the lines.