I'd start by contacting a local agent or broker and they should be able to help you with finding a policy (almost all my units have fireplaces or some kind of fuel burning stove)

You could also look into alternative methods to secure financing such as hard money lenders, or seller financing.

Where we are in our business, If we want to grow now rather than later,  and we do, it is for us the best risk alternative; other types of risk, (partners, hard-money (no personal guarantees but higher interest, or more depleted personal cash reserves), are all less attractive to us . 

The alternative is to find a local handyman and use them as your boots on the ground.

Here's things to think about-https://www.biggerpockets.com/...You always have the option of buying straight investment properties as an alternative.

An alternative is getting into a partnership or syndicate.

A bad one requires you to focus on them.Lastly, what is your alternative?

Alternatively, if you are not trying to be completely passive, I would suggest doing your own management of SFR from a distance as there are a ton of resources on BP to help you succeed.

Working backwards from the big goal and physically writing down the smaller steps relieved the fear of the big goal.I personally have quite a ways to go with mine, but the little wins are boosting the confidence and fueling the momentum quite a bit!

Would love to talk alternative strategy that may satisfy our needs.Thanks!