Then applied for reciprocity in CT.

Would me having one already close to maxed out be a red flag to lenders if I were to apply for one on another property?

Also, that may not apply to rehab.

do tenants get an exception when they apply for the occupancy permit?

JT,(A) One accessory dwelling unit and one junior accessory dwelling unit per lot with a proposed or existing single-family dwelling if all of the following apply:(i) The accessory dwelling unit or junior accessory dwelling unit is within the proposed space of a single-family dwelling or existing space of a single-family dwelling or accessory structure and may include an expansion of not more than 150 square feet beyond the same physical dimensions as the existing accessory structure.

However, every lender I’ve applied with so far won’t do a loan amount over $780k (which I thought was odd as I would have expected any such cap to be $765k, the conforming loan limit in this area).Do you have experience doing a jumbo cash out refi? 

Since there is a lot of write offs I can apply my portion to my tax returns plus I have over $50,000 in expenses and repair receipts for 2019 that I would like put in my tax returns.

My biggest regret in real estate investing is not applying extra principal payments to two properties I purchased in 1997 and in 2001. 

Does the same thing apply to an all cash transaction? 

Normally, you can apply that laminate piece with a hot iron to heat the glue that's already on the piece itself.