Ditto on contractors but also construction supplies are an issue, not many home depos uphere and the few mom and pop hardware shops are poorly stacked and are more expensive. 

And some of the ones that will, such as PenFed, have low LTV thresholds, like 60%.

You should be able to charge for any of these items if you have receipts for the expenses. 

This includes collecting rent, handling maintenance requests, and addressing any issues that arise.Financial Benefits: Renting out the basement can help offset your mortgage payments and other expenses associated with homeownership.

The monthly rent is $2525 with the expenses of $800 and the 30 Year note is $900 which leaves a positive cash flow of $800 monthly. 

We keep in a bank account an emergency fund of 3 months' expenses for all rentals.Financials: We currently own a primary and 2 LTR single families.

This involves upgrades to common areas, amenities, and unit interiors, which can be expensive.

I own the 4 plex 50/50 with my parents and it's starting to become tedious trying to track who's putting what into the property as far as expenses and sweat equity is concerned.

How are the property taxes in Nevada; fair, high or low? 

I'm doing this in the Midwest where the prices are low enough to fund the deal without the bank to start out with.