Invest money in the market or purchase 4 plex.

[Michael Martin]

Will be inheriting 90K in the near future and trying to figure out the best place to put it. My advisor wants me to put it in the market naturally. I am 55 years old in South Louisiana and have 7 other rentals. I am looking into purchasing a $165,000 4 plex in the area and thinking of putting down $33,000 towards the purchase and the remainder of the 90k in the market.  The monthly rent is $2525 with the expenses of $800 and the 30 Year note is $900 which leaves a positive cash flow of $800 monthly.  The advisor is saying that I have a lot of debt and wants me to focus on paying off some other properties with the next 10 years, I plan on retiring at 65.  

Looking for everyone's thoughts on this.