@Tomas SaenzHere are the general considerations regarding 401k loans.401k Participant LoansIf your 401k plan allows for 401k participant loans, the maximum loan amount is equal to 50% of the balance up to $50k.

@David Paul Westenberger@Jaysen Medhurst1) You certainly can't use the property for personal use.2) You can rent it out to multiple tenants (subject to any local rental rules that might apply)3) Please see the following regarding Considerations re Investing in Real Estate & Considerations re Choosing a Solo 401k provider:General Considerations Re Investing Retirement Funds in Real Estate:1.

I am still trying to wrap my head around this as a potential future investment but I want to fully understand the macro level considerations. 

I will definitely take that into consideration.

Either way you must do what is right for you, but do it with your eyes open and an exit plan.Excellent points for consideration, Thanks Jerry! 

All considerations to make.

I’m now leaning toward taking out a 401k loan for a down payment since this does not affect my Debt to Income.Here are the general considerations regarding 401k loans.401k Participant LoansIf your 401k plan allows for 401k participant loans, the maximum loan amount is equal to 50% of the balance up to $50k.

Would love a second set of eyes on the math to see if anyone can poke holes in it for any considerations I'm missing for a buy & hold strategy.Purchase Price: $70,000Mortgage Terms: 20% down ($14,000) @ 4.5% interestClosing Costs: $3,000IncomeAverage Rent for comps: $850/ month ($10,200 annual)AssumptionsVacancy: 6.5%Management Fees: 10%ExpensesMortgage: $283/monthVacancy: $55/monthManagement: $79/monthProperty Tax: $83/monthOther Misc Expense (including insurance): $250/monthI have this deal cash flowing ~ $100/month.

-What else do you think I should take into consideration when mailing to this list?

I’d take all those things into consideration and determine how you can keep your expenses low.