Down Payment Assistance programs

[Tomas Saenz]

Hello Bigger Pockets community! I am looking to purchase my second property in the upcoming months. I am curious to see if down payment assistance programs are any good? I have read a few previous posts explaining that sometimes these programs end up resulting in higher interest rates and a 2nd lien of sorts? I am intrigued by the idea but not really sure if they are reliable and worthwhile options? If so are there any specific lenders/institutions or programs any one has experiences with? Any and all information is welcomed. Thanks!