I found that if I disputed every negative item, that some of them had to be removed because the creditor didn't respond to the verification inquiry from the credit bureau.If you have high credit card utilization rates, but very few inquiries, then your scores can actually improve by asking for credit limit increases. 

We also have a property listed in the BP market place and would welcome any and all comments to improve...

It's improved every year since then and is the place to live these days.

But the real estate market has improved in most markets over the last 6 years, so banks and mortgage lenders are tending to utilize short sales and allow foreclosures to proceed instead of making concessions on behalf of delinquent homeowners.

So once I have no friends, and focus on self improvement it's easier to find better friends.  

Whatever you can get to make yourself feel safer in your future rent payments.If you will consistently issue 7-day default letters for all of your tenants when they are late, you will see timely rent payments improve. 

All of those would greatly improve your soft costs. 

So here's the combined numbers for both props on a monthly basis.Purchase Price For both Properties: $120,000Gross Income (both properties): $5,965Gross Effective Income (10% Vacancy rate): $5,368.50 Net Operating Expenses: $2741.31- Cable - $50 (it's gerry rigged)- Water - $435- Electricity - $450 (3 months during the summer its $800 a month)- Dumpster Fee - $185- Fire Insurance - $41- Property Mngmt - 7% (I will use professional management)- Taxes: $363.34- Maintenance: $800Net Operating Income: $2,627.19Capital Improvements: $25,000 (roof, foundation, paint, flooring)The owner combines all expenses for both properties because they are side by side.

I see the growing potential in the rental properties around the campus area, especially since multiple deals have been made by Lex Wexner himself to improve the streets close to OSU.

Deferred maintenance or capital improvements?