Win/win...environment, renter and owner.

Would it be more or less difficult to refinance in that type of environment.

Where modulars win are in three categories:  harsh weather environments (which we don't have in the mid-Atlantic), design fees (by reusing the same design over and over again), and cost predictability (a normal builder will price a new design a bit higher to hedge against the unknown).  

most common in these scenarios is to have the seller take the second position and the first position lender give you the rehab funds. in a normal lending environment this does not exist IE lenders in the business of lending making second position loans.Now the other thing you do is simply bring in a partner for equity stake ? 

This is because of the level of competition in most markets.The return on investment when investors land a profitable deal creates an environment where investors are willing to spend thousands of dollars per month to rank....with many of them having had to do so for well over a year to get where they are.  

Humidity.WHAT I LEARNED ABOUT MOLD: Mold will start to grow in any indoor environment where the humidity level is at or above 50% for an extended amount of time. 

I'm not sure this is the right environment to be buying rental properties.

It appears income is more important than savings in today’s environment.

To me they are too risky is the environment we are seeing now.

That being said, much of that history was during a falling/steady interest rate environment, so banks had little incentive to call a note due as long as they were still getting paid on time.