Do I pay off a credit card or save the money for a down payment on a duplex.

I think you've made a classic newbie mistake.

Your interest rate is an annuity to a credit card company.  

i know this is a very old post but if y'all are still interested Costco has Postcards 4x6 for .0511 cents per card plus tax, and .0708 cents per card (8.5x5.5) plus tax.

I slowly and carefully started crawling towards my goal of a full time career of Creative RE Investor :listened to tens of podcasts, read several books, started putting my contracts together, created website (which needs modifications), got business cards and other marketing materials.

I used to super check for my credit card to acquire the house with 0% interest for 12 months.

So I used this to pay off my car loan and a good chunk of my monthly credit card bills with the $2800 I received in concessions.

I would also personally help someone out for free, but perhaps if you turn a good profit, and this person is helpful, you get them a nice gift card upon completion of the sale as a friendly gesture.

I have a credit card with Wells Fargo that I have been prompt with, but he said I needed at least 6 different lines (phone bills, car payments, etc.).

MLS FeesAssociation FeesAgency Fees (errors and omissions fees, administrative fees, & transactions fees)Marketing fees (unless your broker is providing signs, business cards, websites, post trainingI live in Florida(it can easily add up your first year)Good luck!