There is a balance we must have to succeed.

Check with the utility companies to make sure balances are $0, pull mortgage satisfactions, etc.

If any outstanding balances remain as of the 7th, a Notice to Vacate is served.    

However, that doesn't concern me because I always pay the balance in full and have never paid any interest. 

Any payments on the balance remaining from the original loan must be                  included in the debt-to-income ratio calculation for the refinance transaction.                 

Has anyone had luck with seller carrying down payment amount and doing commercial loan for balance?

MA landlord laws and climate are so challenging that I would think that would tip the balance for buy and hold in favor of RI.

debt service, $ resale costs with enough room left over for profit and margin for error.Resale costs for me at this price point average just under 6.5%, and the balance of the costs rarely exceed an amount to bring the profit below a 15% of sold price profit margin.

Most people who start tracking probates (or diets or try to quit smoking) will give up way too soon.

Also, try to get balances to be a smaller percentage of your credit limits.