How to keep Credit score high while still buying homes

[Kathy C.]

Each time I buy a home my credit score takes a hit. I'm trying to brainstorm ways to do minimal damage to my credit while still borrowing for more homes and increasing my debt load. What do you do ? Or do you just have your score drop a few points per new loan?

[Joseph Cox]

Although you can't help installment loans (house & car) affecting your credit score, you can have a great effect on your revolving credit (credit cards/storecards) by keeping your debt-to-credit ratio at 30% or less. Joining a credit site like Quizzle or CreditKarma may help you understand credit semantics, and they're free to join.