80k paid back on $67k borrowed say for 4 months?

Some banks will overlook this, because even if the property fails, the borrower will likely not default.

She may be able to borrow $50k from the 401K without paying tax on it.

Therefore I am actually looking to go back into the workforce as I think I can build my wealth much more quickly, A. with better borrowing capacity and B. with additional income to pay down investment mortgages and buy more.

with this approach you would double your money in under 7 years and if things did not work out as anticipated you would have more than enough income to pay borrowing costs.Appreciation in these markets would be a bonus , you make your money on the rental.

And making sure this is a good property for our program and again assisting them in any way possible.

Sounds like this is not in your neighborhood, you might get another manager and have them assist you in this matter, they could pick up such files and any lien waivers and take immediate management for you.

You can normally borrow money from your 401k at competitive rates and pay yourself back or you could take a traditional IRA and roll it into a Self Directed IRA and invest your cash in real estate.

The benefits do not outweigh the risks to me.If they sue you and go to court the money you gained will be wiped out in court costs and then some along with a bunch of time wasted.Also you will have a hard time proving the items belong to the tenant.They could have a loan on them,be borrowed from a friend,or other people staying there not on the lease could say it belongs to them.This happens in judgements too.You get a judgement and before garnishment you have the defendant fill out an interogattory questionaire from the court.Do you think people are going to list a 2,000 tv when they know you are after it??

If there is a Realtor, the deposit goes to the listing broker in escrow and forwarded on the date of settlement with certified funds usually carried by the listing agent if they even show up.I'm no techie, but I have not heard of providing funds on line as it would certainly open the door to making such deposit with a credit card and thereby, part of the down payment would then be from borrowed funds which can make financing more difficult.