I am a college student who is majoring in Finance.

In the majority of my deals, I can usually find solid lease option buyers in less than 30 days, so marketing an option now that can't be exercised for two full years is incredibly premature.

I only have about 15-20k I can use to invest, so I need to figure out how to get creative financing.Maybe you could consider joint ventures with homeowners who don't want to sell to wholesalers but don't have the money to do repairs themselves.I don't mean major repairs but just optimizing the appeal for a retail buyer.Once you agree on an as-is price near what a wholesaler would offer you could lock it down with sales contract.Then a joint venture contract could be drawn up that protects both parties.You would not be looking for distress sales because the homeowner needs to be able to keep paying the mortgage and has to have enough funds to move out before the work is completed.You would have to be selective about the owner and be confident they can fully understand the process and that they can pull it off. 

Although, 60% of my investments I buy the property in cash and quickly sell within 2-3 weeks to a cash end buyer, or double close, I still assign a good majority of contracts.What makes what I'm saying valid and why I am calling you out? 

I still have my full time job as a manager at a major retailer.

I haven't had any major issues or damage of any kind.

Have phenomenal concepts that should make a major difference in the marketplace once implemented.For sellers, I offer outstanding tools ranging from premium placement on the public real estate portals like Zillow and Realtor.com as well as custom webpages and targeted direct marketing campaigns for their properties.For residential income property management my focus is on providing outstanding value and service to investors and tenants.

RE is a great avenue as you know and applaud you for getting back up and pushing forward.My daughter is also a computer sciences major at UT so we have something in common.

Are you within a 1-1.5 hr drive of a major job source?

While that is not insignificant, it is far less than some feared prior to the BRAC recommendations, and quite a bit less than other major posts suffered (like nearly 30% of the troop strength at Fort Benning, GA).Empirically, investor interest in Killeen was pretty tepid prior to the announcement.