Make sure she knows it's your ball, your court - and that while we're all in this together, she has a requirement to seek to remedy her financial hardship and pay all amounts owing.  

If you were my client Austin, I'd first connect you with the local commercial and portfolio lenders in the opportunity markets so you could get that ball rolling to leverage your best cheapest leveraged capital.

So I’m a newbie looking to get the ball rolling.

Presume the intermediary is a costs - how can I ball park this?

Look to get connected with an investor-friendly agent in your market to get the ball rolling.

But, with a Conventional, would I need to still exercise a 1-year residence of the property?

Midwest is another ball game, and mama always said don't open your mouth unless you know what you are talking about, so I'm going to keep it shut in that case as well, LOL. 

But it still works out that it needs to be maintained.But this is mostly just an exercise. 

Going to use some more of the benefits and programs to really help me get the ball rolling here and in life again.

The Montecito estate currently listed boasts scenic grounds and gardens spread across three parcels with trees, fountains, a pond, pickle ball court, and an infinity pool overlooking the Pacific.