The thing is this could actually create more demand and increase prices for multifamily due to competition from institutional investors looking for opportunities away from other sectors.

I once had several credit cards wtih 30-40K limits and Discover absolutely refused to give me more than $8,500.

They put all of our throw rugs in the back yard and we discovered them ruined after weeks of rain and animals got to them (we have a shared backyard in the city).

I discovered the home with front and back door wide open, no heat or utilities in the house, and the interior temperature was 24 degrees!

There are resources to find local independent appraisers online, there is a national appraisal education institute with a good directory, but I'm not sure if I can post a website.

I have developed a method that helps me identify the specific homes I wish to pursue and I have been able to get the name of the small bank, lender, hedge fund or other institution holding this note.

Since you pay interest on only the money you borrower in regards to a HELOC and the length of the term varies it would be a question for your lending institution.

When I discovered this place, the culture, the landscapes, the people, and so much more, I was decided to get out of my comfort zone and give my life a fresh start.

Unlike other programs these mentors are not some remote call center with people reading off a script sheet; these are people who have retired themselves by investing in real estate.My story is similar to many others who have joined...In 2012, I had 5 SF rentals when I discovered Lifestyles.

Perhaps they will have a harder time securing capital to lend...maybe they had been operating on such tight margins that with tighter grips on institutional money, they just can't keep the lights on anymore.