Must have a real estate license as well as references. 

@Jared Carpenter just for reference, those cities are in the East Valley, not the West Valley. 

Have you tried getting references from someone else?

If I decide to move to another agency that offers more training and support for a new agent, after they put in the time and effort to get me all signed up, business cards, website, various accounts, etc. 

I'm referring to the "Small Balance" Freddie Mac loans linked below:http://www.freddiemac.com/multifamily/product/pdf/small_balance_loan.pdfThey have a 9 month principle+interest liquidity requirement. 

I've had people reach out to me who are paying just for leads, so that's what I was actually referring to.

But a previous, maybe disgruntled, landlord may refer to that differently.]I don't ask for the balance on their credit cards/loans because all of that is going to come up on the credit check.

Meaning the broker/agent should tightly define their ideal client and discard or refer off the rest.The buyer should define what they want the broker/agent to do and give that upfront so that the broker/agent accepts the terms going in.The problem becomes when both the broker/agent and the buyer both think they can mold the other person into who they want them to be.These days on commercial I rarely touch anything under 2 million in price.

I've thought about just searching the deceased name on the county assessors website hoping to pull an address and then sending a letter to the executor.

The original attorney who prepared the Deed of Trust no longer handles foreclosures, so he referred me to someone.