I'm new. Realtor asked why tell owner I'm offering 85% of home pr

[Jimmie Feaster]

I'm a first time home buyer. I've been on bp for about a year. Listening and reading. I'm bidding on this home. The realtor asked me what's my justification for asking 85% of the asking price. He said you could get rejected. I said "So". I asked why would they ask that. He said if you knew how much it was appraised you can ask that. I said wouldn't they put the price higher for negotiations. Am I wrong?