You will have to find a local bank or credit union.

For now, I have been focusing  on analyzing MFDs in Union County.

Hi @Christopher Gadison,You already did the tag in your last post just by using the @ sign hahaI am currently looking for a multi family property using FHA in the Union City, West Bergen and Jersey City areas.

I have been pre-approved, but from a credit union which did let me know my max number just if they would approve me for a $170,000 home I was looking at. 

A few days later I hear that the Senior Underwriter has my file and is "asking for more information" 4 letters including 2 more from my local union in Miami later and she denied my loan.

These are questions you have to negotiate with your loan officer.Don't forget your own credit union.

If I'm the RE investor buying a wholesale property can I use traditional financing (bank/credit union)?

My buddy is looking into this and found at least one credit union here in UT that will do it up to 80%....

-Section 2 top of page 2"Across the United States, African Americans and Hispanics are arrested, convicted and incarcerated at rates disproportionate to their share of the general population.

Well the teachers union wants more money, every pension fund is under water in every city dept. crime is at an all time high so more money will be needed to fight it, and the only way to deal with it especially in the democratic Chicago machine is to raise taxes.