There are a handful of meetups in the area, although not sure than any are meeting in person at the moment.

My understanding is that when it's a VA loan the seller has to pay the entire escrow fee rather than splitting it with the buyer, so it's a bit more expensive for the seller.

I plan to do the normal background/credit checks, get references for the tenants, etc like I usually do.

I am well aware, that they are of much cheaper quality than other options.  

If they refuse to leave, you can evict them, which could show up on their credit report and prevent them from buying a home for the next seven years!

In the last years seller financing has become a very rare thing - bank money is so cheap, that only very weak buyers will prefer it and to buy often times a less than great deal.Step one would be in my book find a local commercial broker who is willing to represent you.

The quality and the tons of info in his course is worth far more than what he charges---and you can quote me on it!!!

With 30% down your options are thousands of lenders.Why is it unwarrantable- master policy not enough coverage; low occupancy rate; HOA reserves; cannot be rebuilt or repaired; pending lawsuit in the less than 10 year after built for construction defect; flood zone with no flood policy...?

DSCR loans for 1-4 units have 30 year fixed terms and rates lower than what you mentioned.

For illustration purposes a quad consisting of all one bed one bath units will cost a lot less to build than a quad consisting of all 3 bed 3 bath units.....