The ceiling had maggots and smelled nasty due to the upstairs dogs pissing into our ceiling causing the intermittent leaking (no pipes in the area, and its dark yellow liquid that smells bad).I have called our insurance who have said that since maggots were growing, its been like that a while and they cannot do anything and to contact upstairs neighbors insurance.

Hopefully a frozen pipe wont have caused too much water damage, your insurance carrier could look at a frozen pipe and deem it as neglect or lack of maintenance as water lines shouldn't freeze if properly  taken care of and thus not pay anything as far as remediation goes

The trend toward flat roofs is just silly in most areas (bc it causes water diversion problems, which then cause a myriad of other problems).

I didn’t find any unicorns yet of how to keep it super warm but will see if the cover makes a material difference Insulate your pool: Adding a pool cover or blanket can help to keep heat in the water and reduce the amount of energy needed to maintain a comfortable temperature.Set the thermostat correctly: Set the thermostat to the desired temperature and avoid making frequent adjustments, as this can cause the heater to cycle on and off more frequently, which can increase energy usage.Keep the heater clean: Make sure to clean the filter and other parts of the heater regularly to ensure it is operating at its best.Use a timer: Use a timer to turn the heater off when it is not in use.

And be aware there are RMD (Required Minimum Distributions) to cause your income to go up.As to 401Ks and the like. 

@Zach McLean I'm just curious it's a slab of cement is your property in like a Beverly Hills style neighborhood is it such an eyesore cause it's a slab of cement?

I would suggest consulting with an independent agent that handle construction and contractors and ask if your state's workers comp system would cause you to be at risk for a Workers Comp. claim. 

We could give you advice on how to do this yourself, but it's more likely to cause you more stress and drag the whole thing out.

Maybe we can help offer feedback if there's anything other than the price causing the low demand? 

And most sellers are not willing to go through an eviction process before closing because of the risk it might cause them.