hiring a GC vs, acting as your own!

[Nathan Leger]

ok BP friends, let me read your opinions! I'm about to close on my first flip and I'm shopping for insurance. Most places have denied coverage because i "lack experience" and have suggested i hire a GC (general contractor) who already holds a general liability policy. However, i was really excited about acting as my own CG and completing some or most of the work myself. 

The policies I've found to act as my own GC are absurdly expensive but will drop in price over time as i build experience. 

the polices that include hiring a CG are obviously less expensive, but the cost of hiring a GC just puts me back to square one! 

ahhhhh... so confused, i just don't want a tree to fall on my investment and i lose everything. What are your thoughts?