Let me provide a synopsis of my current standing.

9% cash on cash is ok(that's a soft ok) as a stand alone number, but the risk vs return here seems way off balance from just those numbers.Just my input hope it helps 😊Santi

As a layperson, you are not:"No individual, other than a member, in good standing, of the bar of this commonwealth shall practice law, or, by word, sign, letter, advertisement or otherwise, hold himself out as authorized, entitled, competent, qualified or able to practice law; provided, that a member of the bar, in good standing, of any other state may appear, by permission of the court, as attorney or counselor, in any case pending therein, if such other state grants like privileges to members of the bar, in good standing, of this commonwealth." 

She's getting rave reviews by renting out a small downstairs studio that she says if you are taller than 6'1" you won't be able to stand up straight...........and she doesn't even have a driveway!! 

Previous owner kept the maintenance in good standing, so no major projects for me.

A stand alone HELOC is going to be very expensive.

I suggest you leave your credit card in your pocket and talk to the many people who will be sitting and standing near you. 

You would want to stand out from them.

If I'm an agent, and I stand to earn a 30K commission on a 1MM property, would I pay a seller $1/month to lock up the exclusive right to earn that 30K? 

Nevertheless, it's hard for you to have a leg to stand on without an official document from the Municipality/Property Assessor which states the property type and occupancy parameters.