I have never used escrow or title services at the LO phase. 

Not worth it in my opinion - if a person wants to pay the loan off in 15 years, they can still make extra payments but in exchange for a very slightly higher rate, maintain flexibility if plans change or you have a bad month.One possible hybrid between the two approaches could be to split your long term plan into two phases - an acquisition phase where you roll all cash flow into your next purchase, and add properties as quickly as is prudent.

Take the estoppel to the Tenant during your inspection phase.

Multiplied over a few properties and it starts to add up.There are quite a few limitations, especially once you make over $100k per year the deductions start to get phased out.  

I'm still in the learning phase but feel like I'm getting over the hump.

If I were more heavily invested in Single Families, I'd for sure want those kinds of weather coverages.I think one of my properties actually just got popped over to Foremost from Farmer's since I just need a policy to cover the property during the rehab phase - no tenant in yet, so needs are slightly different.

I'd say since you're still in the research/study phase and are considering rehabbing as your long term goal, you should check out the book by @j Scott the book on flipping houses (and subsequent book on estimating rehab cost).

(aka: Phase 1, Phase 2, Remediation,...)If you can post a photo I can help you decipher when it would need to be renewed.Speak soon,Jon

Hoping to house hack initially and BRRR several properties, I have experience doing both and am very capable in the remodeling phase of both.

Then you have the $2mm during the rent up phase.