You'll discover in this game, or anything really with regards to success, that the biggest obstacle is always mental.

I'm fairly new to the investing game too and interested in discovering some creative techniques and strategies to get involved in bay area investments.

Follow up, Just discovered that the house was zoned for 3 units, then re-zoned to 2 units but it actually has 3 and three separate tenants. 

This is my very first post and I am very excited to have discovered Bigger Pockets.

Just for example, in Dwolla's case, it took 8 years for their misclaims to be discovered.  

AdamWhen you borrow money from banks to finance real estate, you’ll quickly discover that a group of rental houses and small apartments, properties with more than four units are a whole different kettle of fish than financing the home you live in!

You may not realize it yet, but it won't take you long to discover you have made a very wise choice in joining this website.

If you signed off on the move-out checklist only to later discover the holes were bigger than you first noticed, that is your mistake unfortunately.

If every detail is not agreed to in advance and in writing you will have nothing but disagreement down the road.I would never do it with a group but likely once you start the process most will discover it is a bad idea and drop out.Better to have max two active partners and the rest simply as silent money partners guaranteed a annual return.

There are also the consultants who claim to be hard money lenders, then they offer to walk me through the process, step by step, finding the best deals, and uncovering the latest secrets of real estate investors for only $10k up front.