I have pretty bad shiny object syndrome, where I want to do a little bit of everything.

Definitions:Goal- A time bound broad general outcomeObjective- A specific measurable outcome that supports a goal Strategy- A broad plan for achieving an objective (and the goal it supports)Tactic- A action used to implement a strategyPolicy- A guideline for making decisions: who does what and why, a principal of action ensures consistency and compliance with goalsProcess- A series of actions to achieve an end (who, what, when)Procedure- step-by-step directions for accomplishing a particular action

Im really looking for a solid deal on a double digit unit multifamily that cashflows after paying my HELOC, Loan, and associated expenses.It almost appears as if the deals dried along with the funding, right when I got funding...finally. appreciate any and all help with properties, brokers, advice, etc.

Here is the list of the “dirty dozen” scams.Arrangements that are potentially abusive:Monetized Installment Sales: violation of anti-pledging lawsMaltese Treaty Benefits for Pensions: Misuse of treaty provisionsForeign Captive Insurance: abnormal pricing, implausible risks, the company has no business purpose for entering into the arrangementCharitable Remainder Annuity Trusts (CRATS): to eliminate taxable gainsFraud that is consumer focused:Anonymous Communications: Scammers with the intent of defrauding taxpayersOffer in Compromise (OIC) Mills: Companies that offer to settle your debt with IRS but leave you in a worse positionSpear Phishing: Pretending to be the IRSCOVID-Related Fraud: Identify theftHigh-Net-Worth ActivitiesHigh-Earner Failure to File: taxpayers with over $100k in income that fail to file tax returnsMicro-captive Insurance Arrangements: Nonexistent insurance coverageOffshore Accounts and Digital Assets: Hiding incomeSyndicated Conservation Easements: Unwarranted and inflated tax deductionsAs always, if something seems too good to be true, it most likely is.

I simply stated go get objective advice from someone who has experience watching people making that transition into retirement many times over and have them give you an overall view of your current financial situation and talk big picture strategy. 

Instead, comparing properties based on your monthly cash flow projections will be the best way to take an objective approach to the situation.

These could work but understand that if you have to pay a double-digit interest rate or close for 25 years, that could make your property extremely expensive in the end.

Having only come out of pocket a small amount for downpayment (5%), closing costs and some repairs, our CoC will easily be in the high double digits (after factoring in repairs/maintenance).

My concern is that if rates continue to climb, and we end up with a double-digit rate (like in my parent's era), the 5 year ARM could end at a bad time for refinancing.

Ensure that you have an exit strategy in case rates hit double digits.