HELOC to finance multi family, single family, or STR.

[Kurtis Bonner]

Hello everyone, 

My name is Kurt Bonner. I am currently a physical therapist in Indianapolis and looking to start into real estate. I have pretty bad shiny object syndrome, where I want to do a little bit of everything. I have a HELOC with $45,000 to use and trying to decide what route to go. I love multi family because they seem to cash flow and allow for scaling easier. Short term rental is probably where I am the most passionate because I want to help people enjoy their time away from work but the top markets are to expensive for me at this time. I do have a few places I am still looking into though. Last, I could do single family where I turn my current home that I have lived in for two years and look to upgrade to another home (this is the wife's favorite). However, the prices are a little high plus rates to get the house we would want in the right location as a physical therapist. Any advise is appreciated!