I have been told you can separate classes in the online plus version which is $50 per month after the promotional period.

In the 90's I traveled and hung out in Miami while promoting parties where everywhere along the coast I remember seeing Motels selling for $25K or $30K with only 3% down sprayed painted on white bed sheets.

I also do graphics, marketing & promotions.

Your viewpoint is what promotes economic and social segregation, and stifles Detroit's potential.

You could design a policy where you still maintain the tax-free loan capabilities, but the death benefit would be so high, the cost of the insurance itself would hinder the growth of the policy.The concept is to "squash" the death benefit as low as possible to promote cash value growth, and that's usually done with spreading the contributions over a longer period of time.I can run numbers for you if you'd like to reach out.

I have a feeling that if this program works, the success or failure is going to depend 100% on ME, which is OK, but Marco promotes that his company will come in and handle the particulars, and I don't forsee that to be so.

One of those was that I got a promotion to a supervisor.

Hey @Dan Tsunekawa -- I'm not sure if we were speaking to you or another Dan, but the few, and better, turnkey promoters have good vetting processes.  

I don't think they know the cards are on promotion 0% either!  

I wouldn't avoid auction because they are a Reserve, I've seen some great deal at our reserve auctions.It is a little scary to promote an Absolute Auction when the seller has a mortgage balance, for instance if the balance is $100,000 and the high bid only goes to $80,000, the seller will have to come to settlement with $20,000.