I’m just scared that since the original mortgage holder is deceased now, the bank is going to wonder who’s paying the mortgage now.

What were the things that almost scared you away but you found solutions to and overcame? 

@Travis GregoryOurs has specifically told us due to her husband’s health, she’s no longer growing her investments so she’s not competing with her clients.

@Ashley BudyakOne thing I always tell people is don’t let high interest rates scare you.

This might also scare away some tenants’ landlords from suing you if public records show that there is no equity...

The guy who owns a property next door to mine is getting ready to offload his portfolio (he's getting older and has some health issues and his wife is telling him its time)   He has  2 Duplex's and another property with a duplex and SFR on the same lot.  

Before giving it a scary name like "seller-financing", and getting an almost immediate "NO" in response (a confused or scared mind always says NO) - I first make statements and ask questions to determine if anything other than a full cash-out purchase may be workable.

I was never more scared than when I bought my first SFR back in 1997 for $450K in Mill Valley.  

I could scare up probably $18k in cash, but also want to look at possibilities of a bridge or other financing for downpayment and closing costs. 

Also, read SECTION 115922 of the Health and safety code.