Sub2 Question —-> Owner is deceased

[Benjamin Blackburn]

I have a property I’m thinking about taking down as a sub2. I’m dealing with the father of the deceased owner.

1. Since the mortgage holder is now deceased, can I still take over the mortgage? Like, what does the mortgage company do when people pass away?

There is a will but my title company said that we can still do an Heirship of Affidavit to speed things up since the Will hasn’t been probated yet.

I’m just scared that since the original mortgage holder is deceased now, the bank is going to wonder who’s paying the mortgage now.