The reason I suggest doing this upfront is because you will likely need to sign loan docs via a notary on video chat from Afghanistan, which only a few title companies will go for.Stay safe, and remember to hoard food before Ramadan. 

I strongly suggest you figure out these goals prior to purchasing anything if you haven't done so already. 

Talking with my agent he suggested replacing the roof.

What they are suggesting is mortgage fraud.

I am appreciative of all the suggestions BP members have to offer!

I'm finding the BP podcast to be a treasure trove thus far but I would appreciate any other suggestions for places to get started.

If the Tenant Buyer walks away from the deal I get to keep his Option payment since it is non-refundable and I sell to another Tenant Buyer and get another Option Payment usually about $20k to $25k.I encourage people to get qualified for financing and to plan their lifestyle to be able to get a loan to exercise the Option.

I also suggest you go to your local library and read some books on personal finance and real estate investing. :)Good luck!

I was going to suggest doing a cash out refinance, but that's bad idea if you're not cash flowing now. 

Any suggestion helps.