If it looks like a rat, and smells like a rat....

[John West]

... its probably a rat, I know, but I want to know if the offer I have received is legally possible.

I want to sell a property to a tenant, but he doesn't have much for a down payment. He has contacted every lender/realtor in the state I think trying to finance this property. A realtor called me today to make me an offer. According to the realtor, this transaction has been approved by the hard money lender and title company already.

I have set a firm price at $100k, which is a good deal for the buyer, but I'd like the quick sale.

Here comes the sketchy part: They would like me to accept payment of $125k with $25k being commission for the realtor, which the realtor is then going to use to pay the down payment. 

Is this even legal?