You fire off an angry email about this and chances are he won’t work for you again or put your jobs on the back burner.

So, you might be able to tap half that equity and get your IRR back up above your mark as a buy and hold.Haha - I feel like this was a complicated answer! 

Hey @Benjamin Wong things are finally starting to cool down just a bit with school starting back up...days on market have increased here in Katy over the last few weeks. 

I use her as the main cleaner, and another two as backup cleaners.

If you have a stove with those standard pans under the burner you can buy them at home depot.

That leaves us with about $305k for a downpayment and other closing costs but very little cash leftover for any emergencies.Assuming we could even get a loan, I think it would be really tight for a few years until we build our reserves back up.

I used to attend the local REI meetups in Canton on Wednesday evenings, but I'm not sure that they've started back up since the initial Covid shutdown.

ENHANCE ACCURACY OF TAX INFORMATION ( the bullet point you probably wanted to read)  "The proposal would also treat ALL information returns subject to backup withholding similarly. 

Your old ones, we put some back up that were under the couch. 

Lets assume a 200k heloc, and a relatively generous 10k monthly income paid in one lump sum on the 1st of the month, and 3k monthly random expenses.This means on the first of the month the loan balance gets reduced to 190k as your paycheck goes towards repaying the heloc, then over the course of the month the heloc balance slowly creeps back up to 193k as your expenses start rolling in.