It may pay to keep them with one financial institution, as some banks provide lower interest rates on loans or reduce fees for customers with multiple accounts.

I'm not sure what barriers are preventing you from getting a W2 job, but If getting one is what you are aiming to do, I would probably need to figure out how to tackle those barriers. 

That would greatly reduce what a complainant might think they could get in a law suit.Dan Dietz

Question for mortgage experts on refinancing and new mortgage at same time (or in during short span if time) Goal:get cheaper mortgage rate on current primary residence and next primary residence currently my primary residence is 3.75 on 30 fixed, 540k left on principal I am planning to move to next property soon, so how to manage the refinancing on current and on new mortgage on next home, so I can get primary residence rate on both and also prevent getting dinged twice on credit score. suggestions ?

The house is in the Kansas City, MO 64130 area and was built in 1966.I'm not sure if this is a solid resource to see expected appreciation values or not, but it's one I've found:https://www.bestplaces.net/housing/zip-code/missouri/kansas_city/64130The TurnKey company appears to be unwilling to reduce the sales price at all, claiming that the opportunity is strong and that they believe in the offer regardless of the low appraisal. 

but I am expecting more cancellations and higher vacancy unless we reduce our rates.

I know screening and acquiring quality tenants can prevent this issue, but say somehow this happens.

Because a lot of rental loss is depreciation, which will be recaptured, does it make financial sense to NOT use the rental loss, so that if i sell my property next year, this will reduce the amount of recapture gain?

Any agent who would tell you "the less he knows the better" about a property he is representing on the market is just hoping to reduce his liability when something goes wrong.

Some minor European universities have done small studies on this weed, shown that it reduces inflammation, helps hypertension.