For sure you will gain some degree of maturity and discipline (at least a little).All that college stuff will be there when you get ready.

Hold to maturity if its performing or get the note to re-perform if its not: do a deal with the borrower that incentivizes them to start paying you again.

These lots are identical to the one the duplex sits on and is located off of a highway.

Or are you some fake dude that is really in Botswana trying to steal my identity?

Over time, this results in a premium over what they would have paid as a dividend.If you lay a maximum over-funded whole life illustration alongside a maximum over-funded IUL illustration, they will be virtually identical for the life of the policy.

However, the seller actually has another identical duplex directly next to the one I am looking to move into. 

So, this overestimates taxes for the first deal, but is more accurate for the second in a year.First, the monthly returnMonthly income statement (month 1) Debt Rent $1,500.00 Expenses $550.00 Payment $349.61Cash flow $600.39 Depreciation $242.42Interest $312.50Taxable Income $395.08Debt percent 50.00%UDFI $197.54UBIT $69.14ATCF $531.25 Investment $52,000.00 ROI 1.02% All cashRent $1,500.00Expenses $550.00Cash flow $950.00Investment $102,000.00ROI 0.93%So, the ROI is just about identical.

Also at this point, would the trustee be willing to provide us, the REI, with the home owners contact info or would that be against any identity protection services that the trustee may provide? 

Or do I have to pull the funds from the CDs (set to mature in Feb07) and consolidate them with the money market account?

I am on pretty much the identical path.