Proof of funds when making offer to purchase?

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Hello,

I've been researching properties in my area and have a pretty good list of properties I'd like to make offers on. When I start making the offers and the realtor or seller asks for a pre-qual letter or proof of funds statement I have a question. I intend to make the purchase with my own funds. Though currently I have my funds split over a couple different CD accounts and a money market account. I spoke with my bank where the funds are and they said they could give me individual current statements for each account with an official stamp indicating authenticity. Is this acceptable for proof of funds? Fax over copy of current CD accounts and money market account with bank stamp? Or do I have to pull the funds from the CDs (set to mature in Feb07) and consolidate them with the money market account?

Also, if and when an offer is finally accepted and for whatever reason I opt to get a hard money loan instead of using my personal funds there should be a problem with this should there? I mean the seller doesn't really care as long as we close within the given time frame for the agreed price. Whether it is a HML or my cash it shouldn't make no difference? Right?

Thanks.