I have searched the web and every appraisal website, county clerk, tax website and on most of the sites the address doesn't even pull up it's like its a ghost address....how do you find the owner in Houston, Texas?

We also hired a web marketing company to revamp our website and SEO.  

I have a web form to imbed into my site to have people apply but how do I intregrate a payment option into this application to process the background/credit check?

Its kinda fun too.Maybe your county has a similar web feature.

I've only used the eSign option when purchasing our two rentals, but I've never sent out forms to anyone to eSign with the programs that are available on the web.

The best way to understand the prevailing rates and terms in your area is to contact the lenders directly or visit their web pages if they have some.

However, i check on the web it seems a lot of folks use this arrangement.

Gene,The city web sites will give you all the information you need. 

James Masotti my bank allows me to send wire transfers for $25 via the web from my business account or for free from my personal account (based on account type and average balance).I have used that on occasion with my contractor

Again, stay away from this company like the black plague...you will suffer greatly if you get caught in Alex's web of lies, empty promises and deceit.