Question: are you able to use your primary cleaner for all cleanings and the back up is emergency?

Check the specifics in your jurisdiction, but there are caveats in leasing laws that allow for emergencies due to health and safety.

Suddenly this deal is less attractive to me.My take home pay is slightly more than $3,000 and I borrow HELOC from my mother as down payment and rehab cost;  Keeping the deal will drain my bank account without emergency money, and the potential equity gain is slim. 

If you have $1M in equity and a good emergency fund, do I really need more life insurance?

I’ve seen a few article like this one over the last couple of months implying that St Louis could be the next emerging market.

They'll ask for general contact info, 24/7 or emergency contact info, and might even have mandated forms/flyers that you'll need to display in your Airbnb. 

Start with what feels safest and be sure to have an adequate emergency fund.Good luck!

Finance wise I do have an emergency fund (separate from what I've saved) to keep me float for 4-5 months for unexpected events

They're angry at me, repeatedly texting that they can't believe it, even though I sent someone within one day both times and am paying for an emergency install of the new system.

The rental is in Arizona and we now live in Texas, we are lucky to have family/friends in Arizona in case of an emergency.