Hi Tyler -I've "lived" with couples twice before, once in a conventional house hack situation (I lived in one unit of the building, and they lived in another), and once as "roommates" (separate bedrooms but common kitchen/living room).Wasn't an issue at all in the former.In the latter (which, if I understand correctly, is the situation that you're considering), I had a conversation with them up front about intimacy and inclusivity in common spaces.

We used a conventional loan.

I would like to refinance into a conventional residential bank loan (30-year), so that’s why I’m not putting it in the LLC from the start.

Conventional financing (25% down) for purchase and cash for the renovations.

Conventional loan 

Having some issues purchasing a property on the residential side. 50 acres with three properties on it. Two need to be demolished and one is in decent shape. Planning on moving into the small house as a primary reside...

The thing you will want to look at is if you take financing now are you going to switch over to conventional bank financing once this all dies down.

Morning John,Assuming you’re looking for options beyond conventional financing?

After repairs the property should rent for about 2700-3000 a month.I don’t have enough saved up to buy the property conventional, then afford the upfront maintenance to capture market rent.

Hey All,Please let me know if I'm missing anything here.Purchase price: $400k, Conventional loan 25% down at 3.25% interest or $100k down monthly. $1,305.65 monthly payment.Four 2bed 1 bath units currently rented at ~$750/month, researching rents supports charging $1,000 month rents.Total Annual expenses: $3,920 Tax (actual), $1,000 (insurance), $1200 water (actual), $800 trash (actual), Capex/reserves $2,400 or $9,360 annual expenses. $9,360+ $15,667 = $25,027.Gross Rent- Gross annual expenses ($36,000-$25,027= $10,972)CoC= $10,972/$100,000= 10.97% on current rents or 22.97% at marketMy goal is to get the rents to market.