If you discovered something, bring it up to the seller and ask for a credit/price reduction. 

I have the money for a downpayment and closing.I have 725 credit score The home would be a duplex.

I plan on using the rest of the equity in my first home as a line of credit to help fund a second rental in a BRRRR strategy or a flip.

I have pretty decent credit as well.

Being able to trade out of a note is certainly a benefit.

Keep in touch with him and always top of mind.He will eventually give in the more you follow up and point the benefits he gains from selling to you.

If you are doing work for credit, you could pay dad back in maybe 5 years.

I recommend looking at several banks and credit unions in your area and asking them what there rates are.

besides money in your account, you can also use a line of credit such as heloc.A hml is not considered as cash.Since you're starting out, be very careful with auctions especially sheriff auctions.

I was approve for a streamline refinance that allowed me to lower my rate without checking my credit score.